This book started out very well. I loved the small town of Fool's Gold and both the main characters. Until the last 1/4 of the book or so. Then Charity starts making assumptions about Josh and his character based on..I'm not exactly sure what and Josh acts like a complete and total moron. I was really loving the way the characters were falling in love and the progression of the story, along with the setting and secondary characters, but the end very nearly ruined it for me.